Terms of Service
Effective Date: March 9, 2026
These Terms of Service (“Terms”) govern your use of the website operated by Future Point Insurance Services located at futurepointinsurance.com. By accessing or using this website, you agree to comply with and be bound by these Terms.
If you do not agree with these Terms, please do not use this website.
Use of Website
This website is provided for general informational purposes regarding life insurance products and services. The information presented on this site is not intended to constitute professional financial, tax, or legal advice.
Your use of this website does not create an insurance agent-client relationship unless and until such a relationship is formally established.
No Guarantee of Coverage
Submitting information through this website does not guarantee approval for any insurance policy.
All insurance applications are subject to underwriting review and approval by the insurance carrier issuing the policy.
Coverage availability, premiums, and policy terms may vary based on individual circumstances including age, health, lifestyle, and other underwriting factors.
Quotes and Illustrations
Any quotes, examples, or policy illustrations provided through this website are estimates only and are not binding offers of insurance coverage.
Actual policy terms and pricing will be determined by the issuing insurance company after reviewing a completed application.
User Responsibilities
By using this website, you agree that:
• The information you provide through forms is accurate and truthful
• You will not use the website for unlawful purposes
• You will not attempt to disrupt or interfere with the operation of the website
• You will not attempt to gain unauthorized access to any part of the website or related systems
Third-Party Services
This website may utilize third-party services including scheduling tools, analytics platforms, advertising platforms, and other software services.
Future Point Insurance Services is not responsible for the privacy practices or policies of third-party platforms used in connection with the website.
Intellectual Property
All content on this website, including text, graphics, logos, design elements, and layout, is the property of Future Point Insurance Services unless otherwise stated.
Content may not be copied, reproduced, distributed, or used without prior written permission.
Limitation of Liability
Future Point Insurance Services makes reasonable efforts to ensure the accuracy of the information provided on this website. However, we do not guarantee that the information is complete, accurate, or up to date.
To the fullest extent permitted by law, Future Point Insurance Services shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of this website.
No Professional Advice
Information presented on this website is for informational purposes only and should not be considered financial, legal, tax, or insurance advice.
Insurance decisions should be made after consultation with a licensed insurance professional and review of policy documentation.
Changes to These Terms
Future Point Insurance Services reserves the right to update or modify these Terms of Service at any time without prior notice.
Any updates will be posted on this page with a revised effective date.
Governing Law
These Terms shall be governed by and interpreted in accordance with the laws of the United States and applicable state laws where services are provided.
Independent Advisor Disclosure
Future Point Insurance Services is an independent insurance advisor and is not an insurance carrier. Policies are issued by the insurance companies providing coverage.
Contact Information
Future Point Insurance Services
600 W. Santa Ana Blvd. 114A
Santa Ana, CA 92701-4509
Phone: 949-400-0044
Email: info@futurepointinsurance.com
Website: futurepointinsurance.com
